A short tutorial on adding textures and borders to images by Holly Kuchera:
http://www.tortoiseproductions.com/texturesborders/
“If you’ve read any of my blog posts or seen any of my photography, you’ll know that I’m a big user of textures and borders.
The general idea is to take a texture/border and overlay it on a photograph (using any one of the blend modes offered in Photoshop) to add a little somethin’-somethin’ to the end product.
…”